Services and Solutions

Because People Come First

A benefits plan is a valuable asset for attracting top talent.

Group Insurance

In today’s world, ensuring your employees’ financial security and protecting your human capital is essential. A group benefits plan goes beyond government programs, providing superior, customized coverage. Give your team more than just a job — offer them peace of mind.

Every organization deserves a benefits program that delivers real value. A well-designed group insurance plan is a powerful tool for attracting and retaining top talent. With pricing based on the collective strength of your team, our plans offer accessible, often more cost-effective coverage compared to individual products. Plus, life and disability insurance are available with no health proof required, ensuring immediate protection for your employees.
- - Comprehensive, turnkey solutions for cost and benefits management
  - Promotion of insurers’ complementary services
  - Cutting-edge management tools (TED, TPA, TPP)
  - Customized analysis and strategic recommendations
  - Occupational health support
  - Negotiation of optimal terms and conditions
  - Clear and effective employee communications
  - Cost simulation and financial projections
  - In-depth financial and actuarial analysis
  - Dedicated account managers
  - Tax optimization strategies
  - Quarterly follow-ups for ongoing improvements
  - Seamless payroll integration
- - Tailored solutions for employer groups and associations
  - Enhanced AD&D with critical illness coverage
  - Individual conversion products — Paramed+
  - Coverage solutions for foreign workers — Assurance visiteurs
  - Optional critical illness and dental benefits
- - Traditional plans aligned with market trends
  - Flexible and customizable plans
  - Multi-insurer programs
  - Self-insurance options
  - Virtual healthcare and Employee Assistance Program (EAP)
  - Health and wellness spending accounts
Extend Your Peace of Mind

Health and Dental Conversion Product

Recently lost your employer-sponsored benefits? We offer health and dental plans designed just for you! Check out our brochure to see how you can maintain continuous coverage and protect your health — and that of your loved ones — without interruption.

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Retirement Solutions

As employees can no longer rely solely on government programs for financial security in retirement, a group annuity plan becomes a strategic asset for organizations. It enhances employees’ overall well-being by promoting financial health while serving as a powerful tool for attracting and retaining top talent. By offering a structured and accessible program, you demonstrate a strong commitment to their long-term security.
- - Annual governance and plan review
  - Fee and service evaluation
  - Investment performance assessment
  - Market performance analysis
  - Statement of Investment Policies and Procedures (SIPP) review
  - Financial wellness communications and training
- - RRSP (Registered Retirement Savings Plan)
  - DPSP (Deferred Profit-Sharing Plan)
  - RPP (Registered Pension Plan)
  - VRSP (Voluntary Retirement Savings Plan)
  - TFSA (Tax-Free Savings Account)
  - FHSA (First Home Savings Account)
- - SME PC products
  - SME products based on insurer standards
Occupational Health

In today’s highly competitive job market, organizations that lead in workplace attendance management and health promotion gain a significant edge. True organizational health is reflected in a company’s ability to operate efficiently while prioritizing employee well-being.

By fostering a healthy work environment, you help reduce disability risks, lower medication and paramedical care usage, and control costs — making your organization more competitive in the insurance market.

However, the benefits extend far beyond financial savings. Investing in occupational health enhances employee performance, creativity, and engagement while cultivating a positive work culture. These initiatives enhance team commitment and productivity, positioning your company as an employer of choice for attracting and retaining top talent.
- Exclusively available to our customers :
  - Personalized disability management support
  - Attendance management toolkit
  - Customizable communication tools
  - Occupational health analyses
  - Tailored training programs
  - Health and wellness consulting
  - Virtual healthcare platforms
- RV Social Benefits is a proud ambassador of cœsion SP, formerly known as Groupe Entreprises en Santé, an organization that supports businesses in creating work environments that promote health and well-being, contributing to both economic and social development.